Credit conditions

Credit is available to citizens aged 23 and above. To complete the transaction, the following documents are required:

  • Passport
  • Social Security Card

Credit purchases are available for products priced at 35,000 drams and above. The transaction is completed directly in stores using a specialized application.

Credit Options

  • 0% prepayment, 12 months term, starting from 16.5% interest rate
  • 0% prepayment, 24 months term, 18% interest rate, 0.8% service fee (up to 1,500,000 drams)
  • 0% prepayment, 36 months term, 18% interest rate, 0.8% service fee (up to 1,500,000 drams)

💡 Note: Credit sales cannot be combined with other discounts or offers.